About the Zakat Calculator
Zakat Calculator helps you count the zakat you owe. Add your cash and savings, gold and silver, shares and funds, business goods and money people owe you, take off the debts you must pay soon, and the page compares your net wealth with the nisab, the minimum amount on which zakat is due. If you are above it, zakat is 2.5% of your net wealth. You choose whether the nisab is based on silver (612.36 g, the lower bar) or gold (87.48 g), and the prices are yours to enter so the result matches today's market.
Updated October 2026
How to use the Zakat Calculator
- 1Choose your currency and type your cash and savings.
- 2Enter the grams of gold and silver you own and today's price per gram.
- 3Add shares, funds, crypto, business stock and money you expect back.
- 4Enter debts that are due soon, then pick silver or gold for the nisab.
- 5Read the zakat due, the net wealth and the nisab, and copy the result.
How zakat is worked out
Zakat is a yearly duty on wealth that has stayed above the nisab. You add up what you own that can grow or be spent: money in hand and in banks, gold and silver at today's price, shares and funds, goods for sale and money others owe you that you expect to be paid. You take off debts that are due soon. If what is left is at least the nisab, you pay 2.5% of it.
- Add: cash, savings, gold, silver, investments, business stock, good debts owed to you
- Take off: bills and debts due in the coming year
- Compare: net wealth against the nisab
- Pay: 2.5% of the net wealth if it is at or above the nisab
Gold or silver nisab
The nisab was fixed in the time of the Prophet as 20 mithqal of gold or 200 dirhams of silver. In modern units that is 87.48 g of gold or 612.36 g of silver. Because the price of silver is far lower, a silver nisab is reached much sooner than a gold one. Both are used today. If you are unsure, ask a scholar or your local mosque, and use the price in your own currency from a trusted source on the day you calculate.
Keep notes and pay with care
Write down the date your wealth first reached the nisab and the day you pay each year, with the amounts, so that next year is easy. Zakat goes to the groups named in the Quran, such as the poor and the needy, and it is better to give it to a trusted charity or to people you know are eligible. If you cannot work out some part, give a little extra rather than a little less.
Related tools
Changing dates between calendars helps you find your zakat day: use the Hijri Date Converter. For savings growth see the Savings Calculator, and for the effect of price rises use the Inflation Calculator. The Percentage Calculator can double check the 2.5% figure.
Features
- Nisab from gold or silver, with prices you enter
- Takes off debts and counts money owed to you
- Cash, gold, silver, investments and business goods
- Clear answer: zakat due or not due
- Eleven currency symbols
- Private: nothing is uploaded
Frequently asked questions
What is the nisab?
The nisab is the minimum wealth that makes zakat due. It is worth 87.48 grams of gold or 612.36 grams of silver (about 20 mithqal of gold or 200 dirhams of silver). Many scholars use silver because it is a lower bar and helps more people in need, while others use gold. Follow the opinion of your own scholar.
How much is zakat?
2.5% of your net zakatable wealth, which is one fortieth, if you have held wealth at or above the nisab for one full lunar year (hawl).
What counts as zakatable wealth?
Cash and bank savings, gold and silver, shares and funds held as an investment, goods bought to sell, and money owed to you that you expect to get back. Your home, car and everyday goods are not counted.
Are debts taken off?
Debts that are due soon, such as bills and the instalments due within the year, are taken off. Scholars differ about long term debts such as a mortgage, so ask yours about the part due in the coming year.
What about gold jewellery?
Scholars differ. Some say jewellery you wear is not zakatable, others, including the Hanafi school, say it is. This page counts the grams you enter, so leave it out if your scholar says so.
When do I pay zakat?
Once a lunar year has passed since your wealth first reached the nisab. Many people choose a fixed day, such as in Ramadan, and pay on everything held on that day.
Is this a fatwa?
No. It is a helper for counting. Questions about pensions, property you rent out, shares in companies and debts need a qualified scholar.
Is my information stored?
No. The sum is made in your browser and nothing is sent anywhere.